Buying a Property

buying a property

A property is probably the largest and most expensive asset you will ever own. For this reason you want to get things right.

When buying a home, it can be a confusing time for buyers. After eventually finding the perfect property there are is a long legal process. This can be unnerving for those who have never gone through such a transaction before, or who haven’t moved home for some years.

When buying your property, Benwell Daykin Estate Agents Ruddington aim to make things as simple as possible. We’ll always try to walk you through the whole process and are here to answer any questions whenever they may arise.

Looking for a property

It’s always a good idea to know how much you can afford before you start to look at properties. If looking to buy with a mortgage, talk to a qualified mortgage broker. They’ll be able to find a product which matches your financial circumstances. They’ll also be able to give you an Agreement in Principle. This is a document which states how much they should be willing to lend you. Estate agents will need this when you are looking to make an offer.

Once you know how much you can borrow, or if you have a cash sum in mind, look at our properties for sale on this website, Rightmove and Zoopla to find the perfect property for you.

As soon as you’ve found the perfect property you will want to make an offer. Be prepared to negotiate with the Vendor. After agreeing a price you will need to submit proof of your deposit, the AIP mentioned above (if using a mortgage) and ID.

Conveyancing solicitors

Make sure you choose the right solicitors to get the job done. Some solicitors can do everything for a lower cost, however this means they will usually be working on more cases. This could prolong your transaction and delay the time it takes to get your keys. We can recommend good solicitors who will get the job done in a timely manner. Just talk to us today to get a quote.

The average conveyancing time is 12-16 weeks.

Getting the keys to your new property

Once your solicitors agree on a completion date you can begin to prepare for your move in. If it’s your first house, it may be good to look at furniture early to avoid any delays in being able to move in. Utilities, such as broadband, can also be overlooked. There is usually a setup delay of a few weeks with some properties.

Need to sell your property before you move?

If you need to sell your own property before you move, why not talk to us for a free Nottingham property valuation? We’ll use our expertise to analyse the current market conditions and provide you with the best possible selling price. Call us on 0115 990 2007.

About Benwell Daykin

Benwell Daykin are estate agents in Nottingham, serving the whole of the county for sales, lettings and mortgage advice.

Our combined team experience spans over 25 years with a great reputation to boot.

Talk to us today to see how we can help you sell or let your property by calling 0115 990 2007.